BUYING IN VANCOUVER
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As your Vancouver Real Estate Agent, I'll help you every step of the way!
When purchasing a home in
Your First Step
Your first step in the home-buying process is to define the reasons why you want to purchase a new home. To stop paying rent? To start building equity? To have a place of your own? To raise a family? To move up to a bigger house?
Determine the style of home you prefer and the Vancouver area in which you'd like to live. Be specific.
Develop a needs vs. wants list. Everyone has a picture of their ideal home. This home would include all the features you not only need, but have long desired. However, when it comes time to buying a home, these desired features constitute additional costs. While it's nice to think about having an artfully landscaped backyard, or built-in appliances, these are usually considered luxury items, which can add considerably to the price of your property.
Begin the list with items you absolutely need like adequate number of bedrooms. How much space do you really need? Does your situation require a one-level home, or are stairs acceptable? Basic needs should be considered first. After these have been established, you can consider additional features if you can manage these benefits financially.
Think of yourself as zeroing in on a target, going from the general to the specific. Consider area (downtown Vancouver, Kitsilano, Dunbar, North Vancouver, East Vancouver and check out the neighbourhoods you're considering, and ask around. What amenities does the area have to offer? Are there schools, parks, or grocery stores within easy reach?
Your Next Step: Loan Pre-Approval
Once you've narrowed down your list, you're ready to take the next step in the purchasing process: getting pre-approved with a Vancouver mortgage company. When you're pre-approved, this means that a lender has reviewed your credit history, verified your assets and employment, and has approved your loan before you've found a Vancouver home to purchase.
Pre-approval gives you substantial leverage: sellers immediately see you as a serious buyer. Not only will you know the exact price range you can afford, but you'll also be able to negotiate a better deal and move more quickly when you see a Vancouver house you like, you'll be one step closer to purchasing your home in Vancouver.
Contact me and I'll be happy to refer you to a Vancouver mortgage professional with an excellent reputation and track record for successfully acquiring loan approval for his/her clients.
Let Me Find the Perfect Vancouver Home for You
I have my finger on the pulse of housing trends and prices and access to the best possible resources and communication systems available today to help you locate homes on the Vancouver real estate market that match your specifications. A comprehensive knowledge of the available homes in your Vancouver neighborhood is one of my strongest assets.
Once you've been pre-approved and know what price range you plan to stay within, I can help you determine which properties fit your needs and wants, using the (MLS) Multiple Listing Service system.
Start your search now - and view my current listings!
I Will Help You Every Step Of The Way!
